Cooperative Financial Institutions Issues in Governance, Regulation, and Supervision
Cooperative Financial Institutions Issues in Governance, Regulation, and Supervision
The Credit Register information used here is based exclusively at the transaction or loan level, not at the level of borrowers. A given borrower may enter into several loans with the same bank or with different banks. As some characteristics of the loans cannot readily be aggregated for a given borrower (collateral, maturity, type of instrument), in order to distinguish their impact it is essential to perform the analysis at the level of each loan. If all of a borrower’s loans with various diffe